Notification if card not used for X months (6,9,12) | Voters

414

Notification if card not used for X months (6,9,12)

under review

Jeff Ernst

Cards with no or low rewards but open for many years should offer notification if card has not been used for a certain time period so it can be used before automatic closing for non use. Closure could directly impact credit score due to change in length of credit history.

July 5, 2021

Nathan Levin

This is something that I always fear now that I have 10 cards and very few re-occurring payments. this feature would be life changing

Jerry

Love the idea!!!

Morgan Bowling

marked this post as

under review

We will keep this on our radar for a future update!

Jason Morcos

Along the same idea, what if MaxRewards prioritized a card higher/called it out in a specific category if you hadn't used that card recently (especially if that card had a similar rewards rate).

For example, I have a fixed rate 1.5% cash back card I never use except the minimum to keep it active. It would be cool if max rewards called the card out on the best cards page under "online shopping" or anothed category and said "you may want to use this card. You haven't used it in 90 days. It earns 0.5% less cash back than your best card" or something like that.

Ryan + G

This would be quite useful indeed.

Qahtan Al Qaysi

Even less than 2 months will be ideally IMO

Jay Rose

Qahtan Al Qaysi: I try to use each card at least once every 6-months and haven’t had any issues yet. I’ve kept all my “starter” cards and simply charge a little something every so often to keep the activity going. The thought has crossed my mind to get rid of at least a few of them, but I’ve had them for so long now that I may as well let them age. For me, it’s also a reminder of who was good to me during my rebuilding stage and how far I’ve come since!

Tino V

actually 3 too