Card up for renewal/annual fee hit
A warning for upgrading/downgrading/cancelling/asking for retention offers to maximize benefits of a particular card
Track our reward to annual fee ratio to see how much money we get back after annual fees
So then we know if any cards need to be dropped or rotated out of
Reminders to request credit limit increase
I’d like to be reminded when I can request another credit limit increase on my card. Different cards allow you to request different periods of time and I forget but I’d like to stay on top of it so I can raise my credit score.
Notification if card not used for X months (6,9,12)
Cards with no or low rewards but open for many years should offer notification if card has not been used for a certain time period so it can be used before automatic closing for non use. Closure could directly impact credit score due to change in length of credit history.
Add the age of the credit cards
It will be really useful knowing how old your credit cards are and the total avarage of that age
Add shopping/dining portals to show stacking opportunities
Add shopping and dining portals (including things like SkyMiles Dining) would allow us to easily see how to stack opportunities.
Please add searchable categories to the offers. For instance, if I want to go to dinner, I can just look for dining offers.
Track 0% intro rates with expiration date
It would be great to see which of my cards have a 0% intro interest rate and when the rate will expire. Even if I have to enter it manually.
Suggest new cards based on spending
it would be nice to see recommended cards based on spending habits; ie. Some spend a lot on dining out. You could recommend them a card that offers good points for dining out. Or, I as the user could enter categories that are important to me, and you all could pop up a list of cards that would be the most beneficial for those categories.