Hi, Not sure if this is feasible or not. Would be cool to have a feature that tracks your spending habits and recommends different credit cards based on your spending. When I was getting started I would’ve found this very helpful.
Track our reward to annual fee ratio to see how much money we get back after annual fees
So then we know if any cards need to be dropped or rotated out of
Should’ve used X card
Notification if a purchase was processed, that a different card X used for that transaction instead of card Y would have had enabled Z more value/points
If a new credit card is not in MaxReward system. Let us at least add the card details to our portfolio to help track utilization rate.
I have a new credit card from a local credit union that isn’t registered in the system. I want add a nameless card to my portfolio where I can manually type in the total line of credit and amount still own to track my utilization rate. This would be a useful feature in my opinion.
Reminders to request credit limit increase
I’d like to be reminded when I can request another credit limit increase on my card. Different cards allow you to request different periods of time and I forget but I’d like to stay on top of it so I can raise my credit score.
Accounts opened in the past two years
For those that are familiar with the unofficial “5/24” rule that Chase has, it would be nice to show the amount of accounts that have been opened over the past 2 years that show up in our “wallet” screen and can help us plan out a timeline on when we can apply for another chase card. I know under the credit score tab in the wallet it shows, but I think it would look cleaner/simpler to show it along with the overview of all our current cards/accounts.
Implement Zero Trust (bank logins should originate from my device)
My bank WellsFargo has flagged MaxRewards connecting hundreds of different accounts from the same IP address/datacenter and forced me to change my username and password 3 times so far. I don’t want my login credentials to be stored on your servers, rather I wish my credentials to be stored and used from my iPhone directly. Zero Knowlege here means my local iPhone device should encrypt data locally and use the device itself and my own network to push/pull bank data. Similar to how bitwarden works to store my passwords
Notification for when a Transfer Partner offers increased Transfer Value
Is there a way to be notified when a transfer partner is offering an increased transfer value? For example when Hilton offers 3 points per 1 MR point when transferred. It would be cool if we could sign up for specific transfers such as the one listed and/or Inflated transfer of UR to Hyatt.
Category-specific bonus tracker
I have a year one gas benefit on my credit card that is capped at $6,000 of spend. I was hoping to see something like the bonus tracker and use that to track it. Unfortunately, though I can represent the category benefit and spend limit in terms of points calculation on that card, it doesn't look like I can delimit bonus tracker by category. While you can suss this information out of the activity summary, even that becomes hard to do unless spending in that category started at the beginning of a particular month and did not occur on any other card after.