Seperate Card Nominal Return Rate from Weighted CPP Return
J
Jeff
’d like an option to keep customized CPP valuations for calculating the estimated dollar value of rewards, while displaying the nominal earning rate in transaction details.
For example, if I set Capital One miles to 1.45¢ per point, a Venture X purchase currently shows 2.9% because 2X × 1.45¢ = 2.9%.
I’d prefer transaction details to show 2X (the actual earning rate), while still using the 1.45 CPP valuation for overall rewards-value calculations.
Ideally, add a setting to choose:
* Nominal rate (2X)
* Valuation-adjusted return (2.9%)
* Both (2X / 2.9%)
This would preserve the usefulness of custom CPP valuations without making transaction earning rates appear different from the card’s actual rewards rate.