Suggest new cards based on spending
planned
Branden + Denchfield
it would be nice to see recommended cards based on spending habits; ie. Some spend a lot on dining out. You could recommend them a card that offers good points for dining out.
Or, I as the user could enter categories that are important to me, and you all could pop up a list of cards that would be the most beneficial for those categories.
Ryan
How soon are you looking at adding this feature. I would find it useful to maximize new card incentives.
J
Jake Sedlacek
M
Morgan Bowling
planned
We have this on our radar for a future update 👀
Di B
M
Morgan Bowling
M
Morgan Bowling
Merged in a post:
Ability to sort cards we don't yet have by category
Alan + Faitelewicz
It would be great if we could sort available cards by category and then percentage/points so that we can see what cards we may want to get next in any category. This would help with planning out any new credit card acquisitions.
For example, if we could see all the cards that give a bonus greater than 1% in the Other category we could figure out which "baseline" card to get. This is especially useful if we want say, a Visa card with the highest earning potential in Other that can also be used at Costco.
I like that this app scans all available cards on file within my stored data to automatically connect card accounts to suggest which card to automatically use with all transactions processed automatically through my phone’s builtin ftp site to my personal financial data that records all transactions sent from my accounts to other accounts to track my rewards points for all transactions related to my rewards balance account so that in the event of a loss or theft my rewards points will show where the transactions went that caused the loss of money but not the rewards points that never expire and are stored within the document file number of the transaction that is linked to the Amex account that is found in the IMEI number that is verified with the ICCID number of the device that is associated with the EID address that is encrypted with the SID number that is linked to the primary electronic mobile address of the account holder that is linked to social security numbers and date of birth information that confirm the identity of the account holder who’s account number is derived from the primary email address that established the family account for the family that is the most destructive protective lovable scary things that warned not to wake Ben up because the one that is next will fight forever and a day not to prove what is obviously seen and heard but not heard seeing by believing but rather seeing and knowing from that there is more than what is imagined to have happened by watching the reaction of what no one knew was the best way to determine if a thing is said in a certain way then ther is no reason to question the thoughts of or thought to because thinking and knowing while knowing not thinking thoughts of that thought to think thinking of thoughts left unsaid said far more than not saying what need not have been said but learning to think ahead by throw behind led to so much more that showed someone knew more when he was less than because of but before things got out of hand someone said let’s just say things are covered rather than one thing or another leading to more than any could handle from the wars that caused things to warp but Ben found a way to say shit the fuck up and go to sleep god damn it
TJ Faber
Auto-calculating the savings you would have gotten by applying for a new card (over the rates from your previous cards) and calculating in the annual fee would be a huge bonus over other recommendation offerings.
Amanda Moneysaver
Yes! I have a running list off app and it would be great to be able to have a list in the app of ones I’m considering, and be able to adjust the order. It can take some planning in terms of timing with sign on bonuses, promotional offers, no more than 5 new cards in 24 months rule, credit scores, etc.
Annie C
Agree. Know there’s a lot of competition in this space nerdwallet TPG, but I don’t give any of them my personal information and it’s not customized for me
Amanda Moneysaver
Annie C: Yes, also NerdWallet, TPG, and others primarily steer you to card they get affliate payments for. There are many better cards I’ve found that don’t come up in their recommendations. And also NerdWallet used to have a way to browse a long list of misc cards that they didn’t “recommend” but had info on. Those card profiles come up in internet searches (for example search for “Abound Credit Union Nerd Wallet” and you’ll see my gas credit card with 5% back on gas that they never mention.
The benefit of MaxRewards is it includes many of the less prominent rewards cards and, if done right, could really help folks find the best actual credit card options out there, rather than the ones with the biggest kickbacks.
This feature alone could bring a lot more folks in I think.
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